Terms of Use

1. Acceptance of Terms

By accessing or using the PrimeWest Insurance website (the “Website”), operated by PrimeWest Insurance Brokerage, Inc. (“PrimeWest,” “we,” “us,” or “our”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree to these Terms, you may not use the Website.

These Terms apply to all users of the Website, including casual browsers, registered users, and individuals who submit quote requests or other information.

2. Informational Use Only

The Website is provided for general informational purposes only. Information on this Website does not constitute insurance, legal, tax, or financial advice. Nothing on this Website creates an agent-client, broker-client, fiduciary, or any other professional relationship.

3. Quotes and Coverage Descriptions

Quotes provided through this Website are estimates only, based on information you provide, and are not offers of insurance. Actual premiums, terms, and coverage availability are determined by the insurance carrier after underwriting review.

Coverage descriptions on this Website are summaries provided for general educational purposes. They are not substitutes for the actual insurance policy documents. In the event of any conflict between content on this Website and an issued insurance policy, the policy controls.

Rates, terms, and availability of coverage vary by state, by carrier, and by the specific circumstances of each applicant. Past results do not guarantee future outcomes.

4. Licensed States

PrimeWest Insurance Brokerage, Inc. is licensed to transact insurance in the following states:

We do not offer or solicit insurance in any state where we are not licensed. If you are located outside the states listed above, the information on this Website is provided for general informational purposes only and should not be construed as a solicitation.

5. Third-Party Carriers

PrimeWest is an independent insurance brokerage. We do not underwrite or issue insurance policies. Insurance carriers referenced on this Website are independent third parties.

Listing of an insurance carrier on this Website does not constitute an endorsement of that carrier, and we make no representations or warranties regarding any carrier’s financial strength, claims-handling practices, customer service, or specific policy terms. You should review each carrier’s own materials and ratings before purchasing coverage.

Carrier logos and trademarks displayed on this Website are the property of their respective owners and are used for identification purposes only.

6. Communications Consent

By providing your contact information through any form on this Website, you consent to receive communications from PrimeWest regarding your inquiry, quote request, or our services.

Telephone and SMS/text message communications are governed by the express consent you provide on our forms in compliance with the Telephone Consumer Protection Act (TCPA). You may revoke consent for telephone or text communications at any time by replying STOP to text messages, by contacting us by phone or email, or by following the unsubscribe instructions in any communication.

Message and data rates may apply to text communications. Frequency of messages will vary based on your interaction with us.

7. User Conduct

You agree to use this Website only for lawful purposes and in accordance with these Terms. You agree not to:

• Use this Website in any way that violates applicable federal, state, or local laws
• Submit false, misleading, or fraudulent information through any form on this Website
• Attempt to gain unauthorized access to any portion of the Website, related systems, or other accounts
• Use any robot, spider, scraper, or other automated means to access the Website
• Introduce viruses, malware, or other malicious code to the Website
• Interfere with or disrupt the Website or servers connected to the Website
• Collect or harvest information about other users without their consent
• Impersonate any person or entity or misrepresent your affiliation with any person or entity

8. Intellectual Property

The Website and all of its content, including text, graphics, logos, images, software, and the compilation thereof, are the property of PrimeWest Insurance Brokerage, Inc. or its licensors and are protected by United States and international copyright, trademark, and other intellectual property laws.

“PrimeWest” and the PrimeWest Insurance Brokerage logo are trademarks of PrimeWest Insurance Brokerage, Inc. You may not use these marks without our prior written permission.

You may view, download, and print pages from the Website for your own personal, non-commercial use, provided you do not modify the content and you retain all copyright and proprietary notices.

9. Third-Party Links

This Website may contain links to third-party websites that are not owned or controlled by PrimeWest. We are not responsible for the content, privacy practices, or terms of any third-party websites. Your access to and use of third-party websites is at your own risk and subject to those websites’ own terms and policies.

10. Privacy

Your use of this Website is also governed by our Privacy Policy, which describes how we collect, use, share, and protect your personal information. By using the Website, you consent to the practices described in the Privacy Policy.

California residents have additional rights under the California Consumer Privacy Act (as amended by the California Privacy Rights Act). See our Do Not Sell or Share My Personal Information page.

11. Disclaimer of Warranties

THE WEBSITE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS, WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. To the fullest extent permitted by applicable law, PrimeWest disclaims all warranties, express or implied, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• Warranties that the Website will be uninterrupted, timely, secure, or error-free
• Warranties regarding the accuracy, reliability, or completeness of any information on the Website
• Warranties that defects will be corrected or that the Website is free of viruses or other harmful components

No advice or information, whether oral or written, obtained by you from PrimeWest or through the Website shall create any warranty not expressly stated in these Terms.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, in no event shall PrimeWest Insurance Brokerage, Inc., its affiliates, officers, directors, employees, agents, or licensors be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to:

• Loss of profits, revenue, data, goodwill, or other intangible losses
• Damages resulting from your use of or inability to use the Website
• Damages resulting from unauthorized access to or alteration of your data
• Damages resulting from any third-party content or conduct on the Website

In no event shall PrimeWest’s total cumulative liability to you for all claims arising out of or related to the Website or these Terms exceed one hundred dollars ($100.00), regardless of the form of action.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability shall be limited to the maximum extent permitted by law.

13. Indemnification

You agree to defend, indemnify, and hold harmless PrimeWest Insurance Brokerage, Inc. and its affiliates, officers, directors, employees, and agents from and against any claims, damages, obligations, losses, liabilities, costs, or debt, and expenses (including but not limited to attorney’s fees) arising from:

• Your use of and access to the Website
• Your violation of any term of these Terms of Use
• Your violation of any third-party right, including any intellectual property, privacy, or other proprietary right
• Any false, misleading, or inaccurate information you provide through the Website

14. Governing Law and Disputes

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

Any dispute arising out of or relating to these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the state and federal courts located in Los Angeles County, California, and you consent to the personal jurisdiction of such courts.

You agree that any claim or cause of action arising out of or related to your use of the Website or these Terms must be filed within one (1) year after such claim or cause of action arose, or be forever barred.

15. Changes to These Terms

We reserve the right to modify these Terms at any time. Changes will be effective when posted to this Website with an updated “Effective Date.” Your continued use of the Website following the posting of changes constitutes your acceptance of the modified Terms.

We encourage you to review these Terms periodically. If you do not agree to the modified Terms, you should discontinue use of the Website.

16. Severability

If any provision of these Terms is held to be invalid, unlawful, or unenforceable for any reason, that provision shall be severed from these Terms and shall not affect the validity or enforceability of the remaining provisions.

The failure of PrimeWest to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

17. Contact Us

If you have questions about these Terms of Use, please contact us: